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Real Estate Division During Divorce: Advice for Homeowners

Those married couples who have found their marriage on the rocks and thus are going to break up should understand that their marital home can either be kept by only one party or be sold. Unlike many people who strive to settle their issues amicably and thus use divorce services like OnlineDivorcer, for example, troubled couples end up preparing divorce court forms for a contested case and thus normally have their issues being settled in court. Before a judge can determine who will keep a house, he or she has to consider a few factors first. However, if spouses can find common ground when resolving their property issues, a judge will normally accept it without question. Since all cases differ one from another, you should seek advice from a knowledgeable person so that you can resolve your real estate division issues more easily.

Real estate division in divorce

Steps to Take Preliminary

The first step you have to take to decide on who will keep your dwelling is to specify its worth. For this, you can use your house’s assessed value; however, take note that it will be much lower than the actual value of the property. Truth be told, it is recommended to pay a real estate expert who will help you to go through the house valuation process smoothly. As soon as you know the exact value of your marital home, you can find out the amount of equity. The latter is what you and your “almost” ex can take away if you decide to sell your house right away.

Get Physical Custody to Keep the House

If you and your soon-to-be ex-spouse have kids in common, then a judge would prefer to give the dwelling to the party who will get physical custody of the little ones. With no doubt, divorce is tough on kids and judges always strive to make every decision with their best interests in mind. Most probably, if you cannot divide your house amicably, a judge will give it to the person who will live with the kids. If you want to keep your marital home, then it makes sense to ask for physical custody.

Determine if Your House Is Marital Property or Not

Before you can divide your house properly, you should determine if it is marital or separate property. The latter relates to everything owned by one party before he or she entered into a marriage or everything that was inherited or presented during his or her marital life. Let us say, if you bought a house when you were single, then the chances are that you will be allowed to keep it, especially if you have already paid it off. However, if you used marital money, then your spouse will probably be awarded an additional piece of property while you will be able to stay in your house.

Many divorcees get confused with the principle of comingling, which occurs when separate property is blended with marital one and thus becomes marital property, too. Let us say, imagine a person who owns a house and then gets married a year later. If these married people live under the same roof for many years before their marriage falls apart, maintain this house, and pay the mortgage as a couple, then this piece of real estate probably be considered marital. So, keep this in mind before you start preparing your divorce papers.

Divide Your House Using One of Two Schemes

Depending on the state you live in, your house will be divided in accordance with one of two schemes. In most states, the equitable distribution principle is applicable, but some use a community property scheme. The latter treats all property owned during the marriage as marital and thus expect it to be divided into two halves, no matter who has paid for it. When it comes to equitable distribution, it is divided equitably which, however, doesn’t mean at all that it should be divided equally. Take note that both schemes treat the separate property as it is and thus it remains undivided.

Put your dwelling up for sale if Needed

Since you will have to divide the equity anyway, you can keep the house simply by buying out your spouse’s share with other belongings. If for some reason, you don’t want the house and your ex-partner cannot afford to buy out your share, you two have nothing to do but to put it up for sale. You may also have other reasons to sell your dwelling, such as you don’t want to live in the house where you two have once been happy together or you simply cannot afford to maintain it on your own, and so on. In any case, different factors will be taken into account.

Think About Keeping the House

Neither you nor your soon-to-be ex-spouse may want to sell your marital house. Probably, you owe much more than it is worth or you two simply cannot afford to own separate apartments. Whatever the reason, you can still live under the same roof with your ex after you get a divorce, especially if you are on good terms and raise minor kids. If you don’t feel like living together but still believe that you should keep the house, one of you can move out and continue making mortgage payments until your little ones graduate from school.

Many divorced parents have decided to keep joint ownership mainly for the sake of their kids’ best interests. Most probably, as soon as your kids finish school and move away for college, you two will discuss this issue again and pin down whether or not you want to sell your house in the nearest future.

Keep in mind that each scenario has a few variations. Divorcees are known to be creative when it comes to settling their property issues. For instance, some decide to exchange their assets instead of paying each other cash. To have your issues settled as smoothly as possible, be open-minded and do your best to evaluate your every option carefully. There is no need to run hot and cool as you don’t have to choose only between selling the house or keeping it; there are many more options to choose from, just figure out what they are.

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Essay Writing Services: How They Work

Essay Writing Services: How They Work

Colleges and universities have evolved into quite strict institutions. From the entrance to graduation, students must contend with an unending stream of coursework, demanding schedules, deadlines, and maintaining excellent marks. It’s no wonder that many students seek out essay writing services to assist them to manage their burdens.

In today’s academic context, online essay writing services have generated much debate. They have exceeded their popularity numerous times in recent years, which may be simply explained by the expansion of all online educational platforms. Though some argue that they are unfair to students and should be prohibited, students of all ages, from high school to university masters, actively utilize them for their tasks. So, how do they work?

Essay Writing Services: How They Work

What are they?

The overall idea of a college paper writing service has been discussed millions of times, which, has given them their popularity and extremely vast audience. These companies provide you with high-quality papers written by professional writers for a very reasonable price, which corresponds to the number of pages and the conditions you require. You can simply place your order on the website of the company, and they will assign it to a specific writer they choose or will place the order on a stock, where any writer can choose it. However, there are so-called websites with a bidding system, which allow you to select the writer and negotiate the price. Despite the fact that it is cheaper, not all students are ready to invest the time to find a writer. Students soon discovered these services as an economical option to aid themselves with writing projects because essays are typically expected to be brief.

Who uses them and why?

These services have a large history, which is why it is hard to name one specific reason for their uprise. However, we can not overlook recent world events and almost two years of online education, which, supposedly, gave a massive kick to the development of these companies. Everyone wants excellent grades, even though not everyone is a brilliant writer. Even if it may appear such at first glance, writing an essay is not a simple process. The creation of a decent, academically accurate text involves a lot of particular considerations. Aside from knowing all the characteristics of an essay, students must also have the natural ability to form and articulate all the thoughts that come to mind. Creating a decent piece of writing might be difficult for young individuals, but not for a professional writer. Paying a little amount of money to get the job done professionally seems much more convenient than trying to do it yourself.

In addition to the heavy workload, which is becoming more and more frequent, students may turn to internet essay writing services for assistance. Poorly-designed curriculums provide them with insufficient time to finish all of the things that must be performed. These people believe that placing an order for texts would help them reduce the amount of labor they have to perform and simplify their life. It makes sense to take advantage of every opportunity to get rid of a problem.

Some pupils just do not take their responsibilities or perhaps the entire educational process seriously. The essay they need to write will not matter if they don’t care about their whole major, and they will also become consumers of internet writing services as a result of that.

In addition to that, not only students appear to be clients of this kind of company. Small and big businesses often tend to order the texts for their websites, promos, and advertisements. The reason is the same — they do not want to waste their time on a task, that is hard for them to perform, so they simply pay someone, who is good at it, to do it for them.

Their strengths

In light of the above, it’s safe to say that these firms make people’s life simpler in some way. There is a continual promise of high-quality writing in a short period of time. This means that they can get their work done fast due to their diverse skill sets and their understanding of the issues they’re writing about. They also give the buyer much-needed spare time that may be put to greater use instead of being occupied by the essay itself. If you’re a student, you’re probably busy with a lot of things, including schoolwork and extracurricular activities.

Instead of merely submitting a paper, they may be used to teach students. Some ideas may be snatched from a professional author, and they can comprehend the structure of the essay by looking at a previously finished academic work. Now, it’s all about the student’s goals, which are outlined in the syllabus.

This type of service may be used by those who want to improve a piece of writing they’ve already written but are unsure about its quality. Instead of having to start from scratch, the writing service just takes the initial material and adds some more sophisticated concepts and linguistic structures to make it more aesthetically appealing and grammatically precise.

The controversy

Many people believe that internet writing services are illegal and should be banned since they let students cheat, which undermines the educational process’s goal. This is not the primary objective of the authors of these firms. Students who are experiencing difficulties writing essays might use this draft as a reference.

As a result of this, students who rely on these services excessively will not progress in their education. If they can get away with it, they’ll present the work generated for them as their own, which is known as “cheating,” but it’s the writing company’s problem, not theirs.

Final thoughts

Students of all ages have found internet essay writing services to be valuable educational resources. There is a promise of excellent writing, which may be used as a model to help young authors learn how to create their own or to simplify their lives in some way, as writing an academic essay is not for the faint of heart. This means that the right use of these services not only does no damage but also assists their users.